Common Questions and Answers

What are some credit related challenges that SMB owners face?

Answer :
Many SMB owners run their company using a combination of supplier financing and personal credit – maybe adding an equipment lease or commercial loan into the mix, and then buy office supplies on a personal credit card, and have the telephone account listed in a personal name.

Being inconsistent in maintaining sound payment practices may result in missing important opportunities to build a solid business credit profile. Whereas having a robust history of steady payments to a variety of creditors boosts the borrowing power of your business and puts other companies at ease about extending credit to your firm.

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

How is a business credit score determined?

Why do some of my business credit lenders and suppliers not appear on my business credit report?

Why did my business credit score drop when I do not see any significant changes in my business credit report?

How will the payment or satisfaction of tax liens, judgments, and collections impact my business credit score?

Do you have more questions regarding Experian business credit reports? Return to the home page of for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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