Common Questions and Answers

Test your business credit score IQ

Business credit scores are vitally important to small businesses. In today's competitive market, a faulty credit score can dramatically affect the bottom line of any business and can lead to higher interest rates, difficulty in securing loans and potential problems with suppliers. Conversely, a favorable credit history can serve as the linchpin to success. It not only can save a small-business owner a considerable amount of money, but it also can provide access to capital with which to grow the business.

As the majority of lenders reference commercial credit scores when making lending decisions, small-business owners should educate themselves on the importance of establishing and maintaining good business credit.

Particularly important is the understanding of what a small-business commercial credit score is and how it affects a business. Below is a quick test for business owners to determine whether their commercial credit score knowledge is as well-honed as is necessary to survive in today's thriving small-business market.

Take this quiz to ensure that your commercial credit score is working to help your small business rather than working against your bottom line.


If I have a small business, I automatically have a small-business credit score.

There are no drawbacks to using my personal credit score, rather than a business credit score, when attempting to secure funding.

Anyone can request and view my business credit score.

There are things I can do to improve my business credit score.

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

How do I get a business credit score and report?

What type of information can be found in a business credit report?

What does "continuous trades" mean?

Is the use of the business credit reports regulated?

Do you have more questions regarding Experian business credit reports? Return to the home page of for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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