Common Questions and Answers

Requesting a copy of your company's credit report

Purchasing your company's Experian Business Credit Report

Experian provides you an easy way to obtain a copy of your own company's business credit report instantly online. An Experian business credit report can be purchased by you at any time for any reason and any purpose.

Purchasing an Experian Business Credit Report on another company

A business credit report can be purchased on your own business or on any company within the United States, such as a business client, supplier, vendor or partner. One does not need permissible purpose or authorization from the company, or business principal of the company, to obtain a business credit report on another company. You may purchase a business credit report instantly online to view another company's business credit information for any reason and any purpose.

When your request for business credit has been declined

If your company has been declined credit based upon an Experian business credit report within the past 60-days, Experian will provide you with access to a complimentary copy of your company's business credit report. Experian requires that you submit your request in writing, including the following information:

  1. State that you are requesting a copy of your company's Experian business credit report. You must include a copy of the notification letter from the creditor who declined you. If a copy is not available, Experian cannot provide you access to a complimentary business credit report.
  2. List your full business name, including any variations, and any names or prior names under which your company has operated (“doing business as” or “also known as”) for the past 10 years.
  3. List your company's current physical address(es) and P.O. Box(es).
  4. List your company's prior physical address(es) and P.O. Box(es) for the past 10 years.
  5. Provide the signature of an owner or officer of your company.
Please email this business information to:
   Experian Commercial Relations – RFR

If your business has not been denied credit, or you need your business credit report immediately, then you can purchase a copy of your business credit report at

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5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

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Do you have more questions regarding Experian business credit reports? Return to the home page of for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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