No, you do not need an EIN or a federal tax ID number in order to apply for credit in the name of your business. You can just use your social security number.
If you would like to request a federal tax ID number, please contact the Internal Revenue Service for Form SS-4. You can download this form from the IRS web site at www.irs.gov/pub/irs-pdf/fss4.pdf. If you would like more information on establishing and building a new business, you can visit the Small Business Administration website at www.sba.gov. For more information on taxes related to starting a business, please visit the IRS's business tax site at www.irs.gov/businesses and your local tax attorney.
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