Blended data is combined business owner credit data and company credit data. Some small businesses just starting out have limited business credit information on file making it hard to decide who to extend credit to and what terms to set. As a result, some companies use a business owner's consumer score to determine risk. However, an Experian study in 2005 showed that consumer scores are a poor predictor of business risk. Blended data solves that problem by combining two sources of credit data – owner and business. Validations have shown that blended credit data is the most predictive of small business risk – up to 3x more predictive than a consumer or business credit score alone.
Use of this Web site constitutes acceptance of the BusinessCreditFacts.com
Terms and Conditions
© 2021 Experian Information Solutions, Inc. All rights reserved. Experian and the marks used herein
are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and
company names mentioned herein may be the trademarks of their respective owners.