Common Questions and Answers

Does my business have a credit report?

Answer :
Experian requires minimum information to generate a business credit report and score. If a business doesn't meet the requirements, a credit report and score is not generated. Minimum information is at least one tradeline and/or one demographic element.

You can search Experian's database to find out if your business has a credit profile by going to You don't have to be registered to locate a company in our database. Non-members interested in purchasing a report will automatically be directed to register.

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

What will a business credit report tell me?

Can't I just use my personal credit?

What is DBT?

How long does data stay on file?

Do you have more questions regarding Experian business credit reports? Return to the home page of for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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