Common Questions and Answers

How does an annual review of my business credit report impact my business credit score?

Answer :
Periodic or annual reviews of your Experian business credit report do not have an impact on your overall business credit score. Such reviews of your own report are considered "soft" inquiries, and are part of the normal business management practice of a business owner.

It is always a good idea to periodically check your business credit report for accuracy, and it is a first step toward securing a good credit standing. Many lending institutions pay very close attention to payment behavior trends of a business when determining the interest rate and borrowing power for business loans.

You can develop a strategy to improve your company's credit standing by examining the strengths and weaknesses of your business credit report.

5 Reasons to Monitor Your Business

Business owner

  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score
  • Dark Web Surveillance
  • Business Fraud Resolution Support

Related questions

How is a business credit score determined?

Does checking my business credit report multiple times affect my business credit score?

Why did my business credit score drop when I do not see any significant changes in my business credit report?

How will the payment or satisfaction of tax liens, judgments, and collections impact my business credit score?

Do you have more questions regarding Experian business credit reports? Return to the home page of for more commonly asked business credit questions, additional resources, and special offers to help you manage and grow a business.

You may also view our full list of frequently asked questions by visiting this page.
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