How does an annual review of my business credit report impact my business credit score?

Periodic or annual reviews of your Experian business credit report do not have an impact on your overall business credit score. Such reviews of your own report are considered "soft" inquiries, and are part of the normal business management practice of a business owner.

It is always a good idea to periodically check your business credit report for accuracy, and it is a first step toward securing a good credit standing. Many lending institutions pay very close attention to payment behavior trends of a business when determining the interest rate and borrowing power for business loans.

You can develop a strategy to improve your company's credit standing by examining the strengths and weaknesses of your business credit report.