Why aren't all of my suppliers listed in my business credit report?

If a supplier you deal with isn't listed on your business credit report, it's most likely because the supplier doesn't report your business payment history to Experian.

Your business payment history is one of the factors upon which your business credit report and score are based. However, not all suppliers report to business credit reporting agencies like Experian. In fact, of the more than 500,000 suppliers extending credit, only about 10,000 report. Only by working with suppliers who report can you improve your business credit report and score.

You can encourage your suppliers to report your business payment history to Experian. Simply click here to view a letter template and send your request to your current supplier's contact information.

(Please note that suppliers with fewer than 50 employees generally do not have the technology or personnel to prepare the information required to report your payments to a credit reporting agency.)