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Small Businesses: Targets of Deception

Originally published in the May 2013 issue of Business Credit magazine, a publication of The National Association of Credit Management.

Of the many ways for a company to be robbed, some are more harmful than others. While outright shoplifting and theft, sometimes referred to euphemistically as "shrinkage", occurs in nearly every industry, stealing from a business is all the more painful when it loses its precious customers or dollars through deception. This deception takes many forms, but increasingly, the type of fraud causing small businesses the most damage is business identity theft.

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If you're a sole proprietor or a business owner with fewer than 20 employees, your personal and business credit scores are closely linked in the eyes of banks and other lenders. So it's important to take steps to protect both. You should monitor, evaluate and protect your credit standing just as you would protect any other business or personal assets. Learn more about protecting your credit.

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