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Does my business have a credit report?


Experian requires minimum information to generate a business credit report and score. If a business doesn't meet the requirements, a credit report and score is not generated. Minimum information is at least one tradeline and/or one demographic element.

You can search Experian's database to find out if your business has a credit profile by going to SmartBusinessReports.com. You don't have to be registered to locate a company in our database. Non-members interested in purchasing a report will automatically be directed to register.

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  • 24/7 monitoring of your company's Experian credit score
  • Automatic email alerts of any unusual activity in your company's credit report that might indicate fraud
  • Unlimited access to your company's most up-to-date credit report and score


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